/* 셈하루 - 생활 계산기 */
@import url("https://cdn.jsdelivr.net/gh/orioncactus/pretendard@v1.3.9/dist/web/variable/pretendardvariable-dynamic-subset.min.css");

:root{
  --bg:#fbf8f3;
  --card:#ffffff;
  --ink:#1f2a37;
  --sub:#5b6676;
  --line:#ece6dc;
  --mint:#2bb7a3;
  --mint-d:#169383;
  --mint-l:#e3f6f2;
  --coral:#ff7a59;
  --coral-l:#fff0ea;
  --yellow:#ffd166;
  --shadow:0 10px 30px rgba(31,42,55,.07);
  --r:20px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--ink);font-family:"Pretendard Variable",Pretendard,-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;font-size:17px;line-height:1.75;word-break:keep-all;-webkit-font-smoothing:antialiased}
a{color:var(--mint-d);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%;display:block}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.narrow{max-width:780px}

/* header */
.site-header{position:sticky;top:0;z-index:20;background:rgba(251,248,243,.92);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:21px;color:var(--ink);letter-spacing:-.5px}
.logo img{width:34px;height:34px}
.logo:hover{text-decoration:none}
.logo small{font-weight:600;font-size:12px;color:var(--sub);letter-spacing:0;margin-left:2px}
.nav{display:flex;gap:6px;flex-wrap:wrap}
.nav a{color:var(--sub);font-weight:600;font-size:15px;padding:8px 12px;border-radius:12px}
.nav a:hover,.nav a.on{background:var(--mint-l);color:var(--mint-d);text-decoration:none}
.menu-btn{display:none;border:0;background:var(--mint-l);color:var(--mint-d);font-weight:700;border-radius:12px;padding:8px 12px;font-size:15px}

/* hero */
.hero{padding:56px 0 36px}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:30px;align-items:center}
.eyebrow{display:inline-block;background:var(--coral-l);color:#d4532f;font-weight:700;font-size:14px;padding:6px 12px;border-radius:999px}
.hero h1{font-size:44px;line-height:1.25;letter-spacing:-1.5px;margin:16px 0 14px}
.hero h1 em{font-style:normal;color:var(--mint-d);background:linear-gradient(transparent 62%,#ffe7a3 62%)}
.hero p.lead{color:var(--sub);font-size:18px;margin:0 0 22px}
.hero-search{display:flex;gap:8px;background:#fff;border:1px solid var(--line);border-radius:16px;padding:8px;box-shadow:var(--shadow);max-width:520px}
.hero-search input{flex:1;border:0;font:inherit;font-size:16px;padding:8px 10px;outline:none;background:transparent}
.hero-art{position:relative;height:300px}
.hero-art img{position:absolute;filter:drop-shadow(0 18px 24px rgba(31,42,55,.15))}
.hero-art .a1{width:190px;left:50%;top:40px;transform:translateX(-50%) rotate(-6deg)}
.hero-art .a2{width:110px;left:4%;top:150px;transform:rotate(-12deg)}
.hero-art .a3{width:120px;right:2%;top:160px;transform:rotate(10deg)}
.hero-art .a4{width:80px;right:14%;top:10px;transform:rotate(14deg)}
.hero-art .blob{position:absolute;inset:30px 10px 0 10px;background:radial-gradient(circle at 30% 30%,#d8f3ee,transparent 60%),radial-gradient(circle at 70% 70%,#ffe3d8,transparent 60%);border-radius:40%;filter:blur(4px)}

/* section */
.section{padding:28px 0 40px}
.section h2{font-size:26px;letter-spacing:-.6px;margin:0 0 6px}
.section .desc{color:var(--sub);margin:0 0 20px}
.cat-title{display:flex;align-items:center;gap:8px;font-size:18px;font-weight:800;margin:26px 0 12px}
.cat-title span{font-size:13px;color:var(--sub);font-weight:600}

/* tool cards */
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:14px}
.tool-card{display:flex;gap:14px;align-items:center;background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px;box-shadow:0 2px 0 rgba(0,0,0,.02);transition:transform .15s,box-shadow .15s;color:var(--ink)}
.tool-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);text-decoration:none}
.tool-card img{width:52px;height:52px;flex:none}
.tool-card b{display:block;font-size:16.5px;letter-spacing:-.3px}
.tool-card .badge{white-space:nowrap}
.tool-card small{display:block;color:var(--sub);font-size:13.5px;line-height:1.45;margin-top:2px}
.badge{display:inline-block;font-size:11px;font-weight:800;color:#fff;background:var(--coral);border-radius:6px;padding:1px 6px;margin-left:6px;vertical-align:2px}

/* guide cards */
.guide-list{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:14px}
.guide-card{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px;color:var(--ink);transition:box-shadow .15s}
.guide-card:hover{box-shadow:var(--shadow);text-decoration:none}
.guide-card .tag{font-size:12.5px;font-weight:700;color:var(--mint-d)}
.guide-card h3{font-size:18px;line-height:1.45;margin:6px 0 8px;letter-spacing:-.3px}
.guide-card p{margin:0;color:var(--sub);font-size:14.5px;line-height:1.6}

/* page */
.breadcrumb{font-size:14px;color:var(--sub);padding:18px 0 0}
.breadcrumb a{color:var(--sub)}
.page-head{display:flex;gap:18px;align-items:center;padding:14px 0 6px}
.page-head img{width:72px;height:72px;flex:none}
.page-head h1{font-size:32px;line-height:1.3;letter-spacing:-1px;margin:0}
.updated{font-size:13.5px;color:var(--sub);margin-top:4px}
.summary{background:var(--mint-l);border-radius:16px;padding:16px 18px;margin:16px 0 22px;font-size:16.5px}
.summary b{color:var(--mint-d)}

/* calculator */
.calc{background:#fff;border:1px solid var(--line);border-radius:24px;padding:24px;box-shadow:var(--shadow);margin:8px 0 26px}
.calc .row{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px}
.field{display:flex;flex-direction:column;gap:6px;margin-bottom:6px}
.field label{font-weight:700;font-size:14.5px}
.field .hint{font-size:12.5px;color:var(--sub);line-height:1.4}
.field input,.field select{font:inherit;font-size:17px;padding:12px 14px;border:1.5px solid var(--line);border-radius:14px;background:#fffdf9;outline:none;width:100%}
.field input:focus,.field select:focus{border-color:var(--mint);background:#fff}
.money-hint{font-size:13px;color:var(--mint-d);font-weight:600;min-height:18px}
.seg{display:flex;flex-wrap:wrap;gap:6px}
.seg label{cursor:pointer;position:relative}
.seg input{position:absolute;left:0;top:0;width:1px!important;height:1px;opacity:0;pointer-events:none}
.seg span{display:inline-block;padding:9px 14px;border:1.5px solid var(--line);border-radius:12px;font-weight:600;font-size:15px;background:#fffdf9}
.seg input:checked+span{border-color:var(--mint);background:var(--mint-l);color:var(--mint-d)}
.check{display:flex!important;flex-direction:row;gap:8px;align-items:center;font-weight:600;font-size:15px;cursor:pointer}
.check input{width:20px!important;height:20px;padding:0!important;accent-color:var(--mint)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;border:0;border-radius:14px;padding:13px 22px;font:inherit;font-weight:800;font-size:17px;cursor:pointer;background:var(--mint);color:#fff;white-space:nowrap}
.btn:hover{background:var(--mint-d)}
.btn.ghost{background:#f3efe8;color:var(--ink)}
.btn-row{display:flex;gap:8px;margin-top:12px;flex-wrap:wrap}
.result{margin-top:20px;display:none}
.result.show{display:block;animation:pop .25s ease}
@keyframes pop{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
.result-main{background:linear-gradient(135deg,#2bb7a3,#169383);color:#fff;border-radius:20px;padding:20px 22px}
.result-main .label{font-size:14.5px;opacity:.9;font-weight:600}
.result-main .big{font-size:34px;font-weight:800;letter-spacing:-1px;line-height:1.25}
.result-main .sub{font-size:14.5px;opacity:.92;margin-top:4px}
table.rtable{width:100%;border-collapse:collapse;margin-top:14px;font-size:15.5px}
table.rtable th,table.rtable td{padding:10px 12px;border-bottom:1px solid var(--line);text-align:left}
table.rtable td.num,table.rtable th.num{text-align:right;font-variant-numeric:tabular-nums}
table.rtable tr.total td{font-weight:800;background:#faf7f1}
.scroll-x{overflow-x:auto}
.note{font-size:13.5px;color:var(--sub);margin-top:10px;line-height:1.6}

/* article */
.article h2{font-size:24px;letter-spacing:-.5px;margin:40px 0 12px;padding-top:6px;border-top:2px solid var(--line)}
.article h3{font-size:19px;margin:26px 0 8px}
.article p{margin:0 0 14px}
.article ul,.article ol{padding-left:22px;margin:0 0 16px}
.article li{margin:4px 0}
.article table{width:100%;border-collapse:collapse;margin:8px 0 18px;font-size:15.5px;background:#fff;border-radius:12px;overflow:hidden}
.article th{background:#f4efe6;font-weight:700}
.article th,.article td{border:1px solid var(--line);padding:9px 12px;text-align:left}
.tip{background:var(--coral-l);border-radius:14px;padding:14px 16px;margin:14px 0}
.tip b{color:#d4532f}
.toc{background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px 18px;margin:10px 0 20px}
.toc b{font-size:14px;color:var(--sub)}
.toc ol{margin:6px 0 0;padding-left:20px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:12px 16px;margin:8px 0}
.faq summary{font-weight:700;cursor:pointer}
.faq details p{margin:10px 0 2px}
.sources{font-size:14px;color:var(--sub)}
.related{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:10px;margin:10px 0}
.related a{display:flex;gap:10px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:14px;padding:10px 12px;color:var(--ink);font-weight:600;font-size:15px}
.related a img{width:34px;height:34px}
.related a:hover{border-color:var(--mint);text-decoration:none}

/* ad slot */
.ad-slot{margin:22px 0;min-height:0;text-align:center}
.ad-slot:empty{display:none}

/* footer */
.site-footer{margin-top:50px;background:#1f2a37;color:#c9d1db;font-size:14px;padding:34px 0}
.site-footer a{color:#e7edf3}
.site-footer .cols{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.site-footer .links{display:flex;gap:14px;flex-wrap:wrap}
.site-footer p{margin:6px 0}

@media (max-width:820px){
  body{font-size:16px}
  .hero{padding:32px 0 10px}
  .hero-grid{grid-template-columns:1fr}
  .hero-art{height:200px;order:-1}
  .hero-art .a1{width:130px;top:20px}
  .hero-art .a2{width:80px;top:100px}
  .hero-art .a3{width:84px;top:110px}
  .hero-art .a4{width:56px}
  .hero h1{font-size:32px}
  .page-head h1{font-size:25px}
  .page-head img{width:56px;height:56px}
  .nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fffdf9;border-bottom:1px solid var(--line);padding:10px 16px;flex-direction:column}
  .nav.open{display:flex}
  .menu-btn{display:block}
  .calc{padding:18px;border-radius:20px}
  .result-main .big{font-size:28px}
}
